What we do
Five problems we solve. Pick the one costing you most.
Nothing is bundled. Each stands on its own economics, and most clients add the next one only after the first has paid for itself.
Medical Benefits
Cut health costs, not coverage
Lower the premium you pay the carrier, then use the difference to reimburse employee medical costs directly.
- Typically 20 to 25 percent of medical spend, in the expected case
- Employees can end up better off, not worse
- Structured by someone with 30+ years at it
Agentic AI
Marketing that runs itself, with someone running it
Every small business buys the software and never logs in. Ours arrives with a trained operator whose job is running it.
- Inbound response, so nobody waits
- Follow-up, reviews and reputation handled
- A monthly report you read in two minutes
Remote Staffing
People who run your back office
Dedicated professionals for admin, billing, scheduling and front office, employed and managed by us.
- A full-time person for a fraction of local cost
- We handle employment, you direct the work
- Around 8 percent attrition, so replacement is fast
Global Solutions
Hire the person you already found
Employment of record, payroll and compliance, so the person you want in another country stops being theoretical.
- Compliant local employment in their country
- Payroll, tax and contributions handled
- You know the person, we handle employing them
Workforce Deployment
Talent placed where the work is
Skilled people recruited, prepared and deployed internationally by partners who have done it for more than four decades.
- Healthcare, maritime, hospitality, trades and services
- Recruitment, documentation and preparation handled
- Adding to supply, never extracting from it
Education Being built now
Nursing degrees where the capacity is
Filipino students already study at Philippine universities, arranged through relatives and word of mouth. It works, and it is a fragmented supply chain. We are institutionalising it.
- Signed agreements with six institutions
- What is true and checkable, published
- Including the uncomfortable questions
Where most clients start
Because it is the one that funds the others
A renewal increase of nine percent on a $1.65M plan is $148,500 more next year for exactly what you have today. Most companies absorb that by making the plan worse. There is another route.
Illustrative at 150 covered employees on $1.65M of annual spend. The 20 to 25 percent range describes the expected case only, not the whole ladder. Anyone can show you a lower premium. The question is what is left after people actually get sick. Qualification depends on how rich your current plan is, and the average employer deductible is already $1,886, which means many employers are already too lean for this to help.
Start with the number you already know
What does your company pay for employee medical coverage today?
Projected cost next year, same coverage
Enter a figure
Who does the work
Nobody here is learning your industry on your account
Each service is led by someone who spent a career in it before HarmoniXHR existed. Thirty years structuring employer benefit plans. Operations built from five hundred to six thousand seats. A former chief executive of one of the world’s largest accounting firms. Every name is on the page, and every track record is checkable.
- Delivery runs through Philippine partners with four decades of operating history, not a vendor list assembled last year.
- We hold an ownership position in the supply side rather than brokering it, so the people working for you are our employees and their performance is our problem.
- Most of what we sell already exists somewhere. The savings are inside your premium. The nursing capacity is in the wrong country. What is missing is someone showing you the option you cannot see from where you stand.
Delivered with partners who have been doing this for decades
20 to 25%
Typical savings on medical spend, at expected use
50 to 1,000
Employee range we serve best
30+ years
Structuring employer benefit plans
20,500+
Roles transitioned by our delivery team
We are not selling you anything, we are helping you save.
Two numbers will tell you whether the health spend is worth a conversation. If it is not, the tool will say so, and you will have lost two minutes.